SBA Term Loan
Long-term, government-backed financing with low prime-plus interest rates and a term note up to 30 years. A durable structure for expansion, acquisition, or a major investment.
Solutions
Different businesses need different structures. Explore a working-capital toolkit that can flex around your revenue, invoices, assets, and timing.
The toolkit
Not sure where to start? That is what the first conversation is for.
Long-term, government-backed financing with low prime-plus interest rates and a term note up to 30 years. A durable structure for expansion, acquisition, or a major investment.
Turn unpaid invoices into usable cash. Programs include invoice, spot, construction, medical, and freight factoring, with advances up to 90% on eligible invoices.
Use eligible business assets as the foundation for a flexible facility, including inventory, equipment, intellectual property, and real estate.
Take on larger orders and contracts without waiting for every payment cycle to catch up with the work already underway.
Extend payment terms for buyers while keeping suppliers paid on time, with advances that can reach up to 100%.
Fund the materials, labor, and lead time required to fulfill orders and say yes to the next bigger job.
GCF offers merchant processing that can typically save clients 50%–95% on processing costs, for any client who accepts credit or debit cards as payment for products or services.
Credit repair and enhancement for business owners and individuals: review credit profiles, identify inaccuracies or opportunities, and build a clearer path toward stronger borrowing readiness.
Monitor exposed personal or business information across the dark web and receive practical alerts and next steps when something needs attention.
A flexible working-capital route exchanged for a portion of future credit and debit card sales—an alternative for businesses that need capital now.
Next step